Knowing what to do after a car accident can be hard for anyone. After all, the individuals involved may feel shaken, confused or an immense amount of pain due to injuries. When an Ohio car crash does lead to serious injuries, the steps a person may need to take afterward can go far beyond simply getting their vehicle towed from the scene and filing an insurance claim. In some cases, legal action may be prudent.
It is important to note that filing a lawsuit against another driver after an accident is not necessary after every crash. A minor fender-bender with little damage to either vehicle and no injuries may be addressed in an easier manner. However, if a person suffers serious injuries, the expenses resulting from the incident may be extensive, and the other driver’s insurance company may not act fairly.
Times when it may be beneficial to consider filing a personal injury claim include the following:
- The other driver’s insurance provider offered a low payout that would likely not cover the damages suffered by the accident victim.
- The other driver’s insurance provider denies the claim altogether, meaning the company does not intend to pay anything.
- The insurance provider will not negotiate with the victim in efforts to reach a reasonable agreement.
Insurance companies want to watch out for their profits, which can mean that they try to provide as little as possible to claimants. As a result, Ohio residents who have suffered serious injuries due to the negligent or reckless actions of another person and need compensation for medical bills, pain and suffering, lost wages, and other damages may have to fight for that compensation. Fortunately, car crash victims could work with experienced personal injury attorneys to better navigate this complex process.